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All Services/Large Loss

Large Loss Restoration

Catastrophic damage demands a dedicated response.

Professional Large Loss Restoration in Hampton Roads

Large-scale losses — multi-unit buildings, industrial facilities, major storm events — require dedicated project management, additional equipment resources, and deep carrier coordination. We have the capacity and experience to handle it.

Common Causes

  • Hurricane or major storm events affecting multiple structures
  • Sprinkler discharge across multiple floors or units
  • Major fire with extensive smoke and water damage
  • Sewer system failure in a multifamily building
  • Industrial water release or flooding event
  • Catastrophic roof failure over large commercial areas

Dealing with Large Loss right now?

Our emergency line is answered 24/7. Call us and a team member will guide you through exactly what to do while awaiting crew arrival.

(757) 285-5963

What To Do First

Follow these steps in order. Tap each item when it's done.

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What NOT To Do

These are the most common mistakes that worsen damage and complicate your insurance claim.

DO NOT:Don't split the loss across multiple contractors

Multiple contractors on the same loss create coordination failures, gaps in documentation, and a far more complex insurance claim.

DO NOT:Don't delay equipment deployment

Large-loss drying requires a large volume of equipment positioned quickly. Every hour of delay increases structural damage and drying time.

DO NOT:Don't reoccupy units before clearance testing

Multifamily and commercial units must meet indoor air quality and structural standards before occupancy is appropriate.

Not sure if something is safe to do? Call us at (757) 285-5963 before acting. We'd rather answer a question than have you make the damage worse.

Our Large Loss Process

Every job follows the same documented process — no surprises, no shortcuts. Here's exactly what happens from first call to final sign-off.

1

Large-loss project team assignment

A dedicated project manager, site supervisor, and documentation specialist are assigned to the loss from day one.

2

Rapid equipment deployment at scale

We mobilize large-format extraction and drying equipment rapidly, scaling to the size of the loss.

3

24/7 on-site supervision

Large losses require continuous oversight. Our supervisors are on-site around the clock during the active mitigation phase.

4

Insurance carrier and TPA coordination

Daily progress reporting and direct communication with your carrier and TPA keeps the claim moving and prevents disputes.

5

Phased restoration planning

We develop a phased restoration plan that prioritizes occupancy restoration and minimizes ongoing displacement.

6

Final documentation package

A comprehensive closeout package — including daily logs, moisture readings, photo documentation, and a final scope — is provided to your carrier.

Documentation at every step. We photograph, log, and report every phase of the process — giving you a complete paper trail for your insurance carrier and your own records.

We Help With the Insurance Process

Dealing with disaster is hard enough. We document damage for insurance claims and can coordinate with your carrier or adjuster when appropriate. Coverage, approval, payment, and claim handling depend on your policy and insurer.

1

Document Everything

We photograph and document all damage before starting work — creating the record your insurance carrier needs.

2

Support Your Claim

We help you notify your carrier, understand the process, and prepare the documentation needed to support your claim.

3

Coordinate With Your Adjuster

We are available to meet with your insurance adjuster on-site and provide a detailed scope of the damage.

4

Restore Your Property

We complete the approved restoration scope and provide final documentation for your records and your insurer.

Insurance Documentation Support

We prepare the records your carrier needs.

  • Photo and video documentation of all damage
  • Detailed written scope of affected areas
  • Moisture mapping and drying logs
  • Available for adjuster site visits
  • Final completion documentation for your file

Important: Insurance coverage, deductibles, approvals, and payments are determined by your insurance policy and carrier. Hampton Roads Damage Help does not guarantee claim approval or payment.

For Homeowners & Renters

Residential Large Loss

Single-family homes, condos, rentals, and historic properties

Large-loss events affecting residential property — including large multi-unit residential buildings — require the same dedicated project management approach. We serve HOAs, condominium associations, and large residential property owners.

What you can expect from us

  • A dispatcher calls you back as soon as possible — call us directly for the fastest response

  • We document damage and can help coordinate with your adjuster — coverage depends on your policy and carrier

  • We work in your home respectfully — covering floors, explaining every step before starting

  • Contents handled with care — pack-out services available when needed

Types of residential properties we handle

Single-family homes
Condominiums & townhomes
Rental properties
Historic homes
Manufactured / mobile homes
Vacation & second properties
Newly purchased homes
Properties in probate or estate

This is your home. We understand the stress that comes with property damage — the disruption, the uncertainty, and the concern about what comes next. Our crews are trained to work efficiently and respectfully, explaining every step so you always know what's happening in your own home.

For Property Managers & Commercial Owners

Commercial Large Loss

Offices, retail, multi-family, industrial, and institutional properties

Commercial large-loss restoration is our most complex service and the one where dedicated project management creates the most value. We have handled major storm events, large-scale sprinkler discharges, and multi-building losses for industrial, hospitality, and commercial property owners throughout the region.

What we bring to commercial jobs

  • After-hours and weekend scheduling to minimize tenant disruption

  • Dedicated project manager for the full scope — single point of contact

  • Detailed documentation aligned with commercial insurance policy requirements

  • Large-loss capability for multi-unit, industrial, and portfolio properties

Property types we serve

Office buildings
Retail & restaurant spaces
Multi-family / apartment complexes
Hotels & hospitality
Industrial & warehouse
Medical & healthcare facilities
Schools & institutional
HOA common areas

We work with property managers, building owners, and facility directors — and can coordinate with your carrier or adjuster when appropriate. Coverage and claim outcomes depend on your policy and insurer.

Related Services

Large Loss by City

Select your city for locally specific large loss information, neighborhood risk factors, and direct emergency contact.

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Large Loss — Frequently Asked Questions

Generally, losses involving complex logistics, large square footage, multi-unit or multi-building damage, or significant insurance values.
We assign a dedicated project manager who communicates directly with your carrier and TPA from day one through final closeout.
Yes. We maintain regional equipment reserves and can rapidly scale our deployment for major events.

Need Large Loss help right now?

Our emergency line is answered by a real person, 24 hours a day. Call for the fastest available response.

(757) 285-5963
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